Buying your first home can be a very exciting time. If you’re ready to buy, you may be eligible for government help to get you into the property market.
Each state and territory has information and support for first home buyers. You may be eligible for a grant from your state or territory government. These links will take you away from myGov. You can choose another language on some of the state or territory websites.
| ACT | Home buyer concession scheme Information in your language |
| NSW | Home buyer assistance |
| NT | First home owner grant Information in your language |
| Qld | Financial help and concessions Information in your language |
| SA | First home buyer Information in your language |
| Tas | First home owner grant |
| Vic | First home owner grant Information in your language |
| WA | First home owner grant |
The First Home Super Saver Scheme (FHSS) helps people save money for their first home using their super fund. Through the scheme, you make voluntary contributions of money into your super fund. You then ask for these funds when you’re ready to buy your first home. Find out more about FHSS on the Australian Taxation Office (ATO) website. When you’re ready to apply, use ATO online services through myGov.
The Moneysmart website has information to help you budget and save for a house deposit. These links will take you away from myGov.
Home insurance can help cover the cost of replacing or repairing your home and belongings if something goes wrong.
You may need to consider the cost of insurance when budgeting. Find out about home insurance on the Moneysmart website.